Monday, July 28, 2014

Insurance Tips For New Drivers


 

Find a good agent.

With many national insurance companies pushing customers to buy insurance over the telephone, through the mail, and on the Internet, it may seem a little old-fashioned to have an agent. However, new drivers need to get educated regarding insurance terminology. One of the best ways to get this knowledge is to sit down with a good agent or broker ask your agent to explain.

If you do not own a car, consider buying non-owners auto insurance.

This type of insurance will cover you when you drive a borrowed or rented car. For new drivers, this can be a great asset if the car is involved in an accident while you are driving. It will cover your liability needs, and help pay for repairs to the car that you were driving. You can add other options to this policy to cover passenger and pedestrian medical expenses.

Always carry at least the minimum legal liability coverage before driving any car.

Having an accident without being covered by liability insurance that meets the legal requirements can leave you exposed to prosecution. Your financial risks are also great when you do not have liability insurance to protect the financial needs of the other driver and any passengers that may be involved in the accident. It is actually better if you carry liability insurance that exceeds the minimum requirement if you have significant personal assets. In a law suit, your personal wealth can be attached if your insurance is inadequate to cover the loss. Even future earnings can be at risk.







Content Credited to: Yahoo.com 
http://yhoo.it/1nmdxPg

Monday, July 21, 2014

Does Your Car Really Need Premium Gasoline?


If you have a car that requires premium gas, use it if you are worried about voiding your warranty. It will give you the maximum efficiency for your engine and gas mileage. However, gas is expensive and many cars designed for premium can run problem free on regular or mid-grade gas. If you want to know if your car is okay to run on regular, put regular gas in it. If you hear a knocking or pinging noise (probably when you are lightly accelerating) your car needs premium or mid-grade gas. If you hear this noise and you continue to use regular gas, you could damage your engine. If you hear a knocking or pinging, you may be able to get away with using mid-grade. Put mid-grade in your car and if you hear that knocking or pinging, you need to use premium gas. If you do not hear the knocking or pinging, use what you have in your engine (regular or mid-grade) and save some money!


Content Credited to PedalsandPumps.com   

http://bit.ly/1jVZqAL







Monday, July 14, 2014

How To Parallel Park

Easy steps to parallel parking: 


  • Pull alongside the car ahead of the space you want. Align your rear axle with that car's bumper. Turn the wheel toward the curb at full lock.
  • Back up until the center of your inside rear tire aligns with the street side edge of the forward car. Straighten wheel, continue to reverse.
  • When your outside tire aligns with that same edge, turn the wheel the other way.
  • If all went according to plan, you're in the space, bodywork intact. Get out and admire your work.






    Content Credited to: Roadandtrack.com   http://bit.ly/1nmgSZF



Monday, July 7, 2014

Tips for Safe Travel with Pets

Before you head out on a summer road trip with your dog, or other pets you may have, remember these travel dos and don'ts:
                                            
  
  • Put small pet carriers on the floor between the front and rear seats, only secure with a seat belt if they were designed for use with seat belts.
  • Don't put a pet carrier on the front passenger seat; airbags could crush it during an accident.
  • Don't leave a pet in a parked vehicle in the heat, even with windows cracked; heat stroke can be deadly and can happen in minutes.
  • Microchip your pet and have a tag with your information, including cellphone number, on all collars.
  • Carry vaccination/health records in case of an emergency.
  • Have a pet first-aid kit.
  • Bring an in-car litter box for cats on long road trips.
  • Locate a veterinarian near your destination(s).